Having children is expensive! From diapers to food, braces to sports activities, the costs can add up quickly. In the U.S., to raise a child to age 18, for a middle-income family, it will cost an average of $245,340 (or $304,480, adjusted for projected inflation). Of course, this number fluctuates depending on where you live and your spending habits.
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The current economic environment has caused most everyone to reconsider their personal finances with many people having to drastically change their spending and savings habits. Out of this economic malaise may come an opportunity to finally instill the right habits in your teens that can carry them into adulthood on the right financial footing.